|
Industry |
Agriculture | |||
|---|---|---|---|---|
| Parameters | Merz Agro NEW | Merz Agro USED |
||
| Initial payment |
from 20% |
from 30% | ||
| The remuneration rate | from 6%* |
from 10% | ||
| Fee | 1% | 2% | ||
| Maximum term, months | 60 | 37 | ||
|
Terms of repayment | ||||
| Principal | Once a year |
Once a year |
||
| Interest | Twice a year/ quarterly | Twice a year/ quarterly | ||
| Insurance | Annually | Annually | ||
* interest rate 22,75% per annum (as of November 29, 2024, the base rate of the National Bank of the Republic of Kazakhstan is 15,25% + 7,5%):
- the lessee pays 6 (six) % of the nominal interest rate on lease agreements for the acquisition of priority agricultural machinery and equipment, with 16,75% per annum subsidized by the government.
- for other agreements involving the acquisition of agricultural equipment, including attached and trailer equipment (techniques and equipment not produced in Kazakhstan), the borrower pays 15 (fifteen) % of the nominal interest rate, with 7,75% per annum subsidized by the government.
