|
Industry |
Agriculture | |||
|---|---|---|---|---|
| Parameters | Merz Agro NEW | Merz Agro USED |
||
| Initial payment |
from 10% |
from 30% | ||
| The remuneration rate | from 6%* |
from 15% | ||
| Fee | 1% | 2% | ||
| Maximum term, months | 84 | 37 | ||
|
Terms of repayment | ||||
| Principal | Once a year |
Once a year |
||
| Interest |
4 times a year (quarterly) |
4 times a year (quarterly) | ||
| Insurance | Annually | Annually | ||
- Remuneration rate: 24% per annum (as of April 14, 2025, the base rate of the National Bank of the Republic of Kazakhstan is 16.5% + 7.5%)
- The lessee pays 6% (six percent) of the nominal interest rate under lease agreements for the acquisition of priority agricultural machinery and equipment, while 16.75% per annum is subsidized by the government.
- For other agreements involving the acquisition of agricultural machinery and equipment, including mounted and trailed units (not manufactured in Kazakhstan), the borrower pays 15% (fifteen percent) of the nominal interest rate, with 9% per annum subsidized by the government.
